Frequently Asked Questions
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$200 per 50-55 minute session for both individuals and couple sessions.
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I do not accept insurance directly, but I can provide superbills so you may submit for out-of-network (OON) benefits.
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The Value of Private Pay Therapy
Choosing a therapist is deeply personal. One of the questions many people have is: Why don’t you take insurance?
The short answer is this: opting out of insurance allows me to protect your privacy, personalize your care, and provide a higher level of attention and presence in our work together.
Here’s what that means in practice:
Greater Confidentiality & Privacy
When a therapist is in-network with insurance, they are required to share certain information with the insurance company in order to receive payment. This typically includes:
A formal mental health diagnosis
Treatment plans with measurable goals
Session dates and frequency
Progress notes or documentation if requested
Justification for medical necessity if treatment continues
Insurance companies can audit files and request records to determine whether they will continue covering sessions.
While therapists work hard to protect your privacy, once information is submitted to insurance, I cannot guarantee 100% confidentiality. Your mental health diagnosis becomes part of your permanent medical record and may be accessible to other healthcare providers and, in some cases, future insurance companies.
With private pay, our work stays between us (with the standard legal exceptions required by law for safety).
Therapy Isn’t Always About a Diagnosis
Insurance requires a diagnosable mental health disorder to cover therapy. This means you must meet criteria from the DSM in order for sessions to be reimbursed.
However, many people seek therapy for reasons such as:
Personal growth
Relationship issues
Life transitions
Burnout
Boundary setting
Self-esteem
Processing past experiences
Feeling “stuck” but not clinically disordered
You shouldn’t need a label to work on yourself.
Private pay allows therapy to be about your goals, not about whether you qualify for a diagnosis.
Treatment Is Fully Customized — Not Insurance-Directed
Insurance companies often place limits on:
Number of sessions
Frequency of sessions
Types of therapy covered
Documentation requirements
Ongoing proof of “medical necessity”
When I am not constrained by insurance rules, I can tailor therapy entirely to your needs. We decide together:
How often we meet
How long we work together
The pace of treatment
Which therapeutic approaches best support you
Your care is guided by clinical judgment and your goals — not by a third-party payer.
More Time, More Presence, More Thoughtful Care
Insurance reimbursement rates typically require therapists to see a high volume of clients per day — sometimes 7–9 sessions back-to-back — in order to sustain a practice.
In my private pay model, I intentionally see fewer clients per day (often 3–4 rather than 8).
That means:
I am not rushing from session to session
I have time to thoughtfully reflect on your case
I can prepare intentionally for our work
I bring more energy and focus into each session
I reduce burnout so I can show up consistently and fully
You are not one of many appointments in a packed schedule.
You are someone I have the capacity to hold carefully and attentively.Therapy as an Investment in Yourself
Private pay therapy is an investment — not just financially, but emotionally. It allows us to do meaningful, individualized work without diagnostic pressure, insurance restrictions, or divided attention.
If you have questions about fees, reimbursement, or whether this model is the right fit for you, I’m happy to discuss it during a consultation call.
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Your best bet is to call your insurance company to ask- I have included a list of questions you can ask to find out about your benefits:
Do I have out-of-network mental health benefits?
What is my deductible and does it have to be met in order to receive reimbursement?
What percentage of the session fee is reimbursed?
Is preauthorization required to receive services?
What is the reimbursement rate?
If they ask for codes you can give them:
90791 for the initial assessment
90834 for a 45 minute session
90837 for a 53-60 minutes session
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I offer both! My office is located in East Boca Raton, FL. I can provide virtual therapy to anyone residing in the state of Florida.
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Frequency of sessions varies person to person, and may depend on the need, preference, plus any financial considerations. It is recommended that sessions take place weekly for at least the first 4-6 sessions as we work on building a relationship and forming goals.
For those seeking EMDR, it is typically recommended weekly to maintain momentum, process memories effectively, and achieve lasting results more efficiently.
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Please provide 24 hours notice if you need to cancel your appointment. This allows time to offer the appointment to someone else and helps keep your therapy consistent. If the session is not canceled within the allotted time frame, or the client doesn’t show up for their appointment, they are responsible and will be charged the full fee of the session.
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Yes! I offer sessions on weekdays with availability in the mornings, afternoons, and some evenings. Evening sessions are available on select days, and I do not see clients on weekends.
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I see adults ages 18 and older. For clients under 18, I’m happy to provide referrals to trusted providers.
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